Hit and Run Accident Involving a House

Sometimes the logic of a driver in a car accident escapes everyone.  Imagine a driver smashing his car through the side of a home and then disappear.  Luckily no one was in the home at the time of the accident.

The driver did not pull his car out of the home to escape.  He left the car sitting inside the family’s home and fled on foot.  It is hard to imagine how the driver expects to avoid being found when the police have the car, the license number, and likely numerous fingerprints.  The car is a orange colored Dodge Charger.  Police request if you know of anyone who might be involved, or if you witnessed the accident, to please contact police in South Los Angeles.

Can you picture how you would feel if you came home to discover your home had been smashed into by someone’s car?  You find your exterior wall smashed through.  Personal belongings in the home are destroyed.  You are faced with major expenses for rebuilding the area of the home.  Who is going to pay for all of these damages?

Your mind would be racing trying to think if this is going to affect your monthly home owner’s insurance.  Will your home owner’s insurance pay?  Should you expect the car insurance of the driver to pay for damages?  What if insurance does not cover all the costs?

The best way to get the process on the right track is to contact a California car accident lawyer.  While your car was not involved the accident still involves a car wreck and will be his specialty.  The auto accident attorney will understand how the auto insurance company will view the accident.  He can negotiate for you to get the maximum settlement possible.

This incident brings up a few other interesting questions.  What if the car was stolen?  What if the car was borrowed and the owner had no knowledge of the accident?  How will that affect your ability to make a claim against the auto insurance?  These questions are not easily answered by home owners or car owners.  This is another reason it is a good idea to work with a car accident lawyer.  They can look at all of the facts concerning the vehicle, the driver at the time of the accident, and give you information on who is liable for the repairs to your home.

This type of situation is not limited to just homes either.  Many times you may have damage to your yard, lawn decorations, or other items you own from someone else’s careless driving.  If the incident involved a car accident then the professional you should seek guidance from is a car accident lawyer.  Instead of throwing your hands up in disgust and just accepting you are going to pay the expenses out of your own pocket, take those few extra minutes and get good advice.   It can save you money and frustration in a most unusual situation.

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