An eight year old boy who was stuck by a car outside of Lincoln Park Elementary School in San Diego This car accident is one of those terrible events which can occur in the blink of an eye. Luckily in this pedestrian and auto accident the boy’s most severe injury was a broken foot.
The police were still investigating the cause of the accident and had not officially placed anyone at fault. Imagine if you had been behind the wheel of the car driving past a busy school and suddenly a child appeared from between the cars. Is this what happened? At the moment no one is saying.
If you were the driver your first reaction would be absolute fear. You would be scared for the child’s safety. You would begin to panic about your own freedom and safety. The scariest part of an accident of this type can happen days, weeks, or months later. You may suddenly discover you are being sued by the child’s parents. You might even find yourself facing legal charges resulting from the investigation.
Those are not things you will think of in those first moments, but something you should be prepared for. You might expect your insurance company is going to come to your rescue. Depending on your coverage they should be paying for the medical bills of the injured child and repairs for your car. Will they be around if you discover you are being sued?
In many accidents the outcome is much worse. Children are seriously injured or killed. This car accident is good reminder of the importance of driving slow around school building during school hours. Children are not focused on their own safety so we must stay vigilant.
What would you do if this happened to you? Are you going to defend yourself and trust your insurance company will pay for any and all damages which might be awarded? Do not count on the insurance company’s support. They have two concerns in all cases. First, they want to make sure their company has the lowest expenses possible. Second, they want to take care of the policy holder.
If you want to be safe you should plan on have legal counsel after any accident, especially when you do not understand all of the details of your insurance policy. You will want someone on your side who understands how to protect your interests while making sure you do the right thing for the injured child.
Could this accident have been prevented by the driver? The driver is probably asking themselves this question every moment of the night and day since the accident. The police investigation should answer the question soon. The important thing is everyone survived and these details can all be sorted out. If you are in this position it would be the perfect time to turn it over to your car accident attorney and try to get your life back on track.


